Bankruptcy
The Truth About the IRS's "Fresh Start" Bankruptcy Program They Don't Advertise
Forget everything you’ve heard about bankruptcy. What if I told you that not only can certain tax debts be completely eliminated through bankruptcy, but you could keep your house, cars, and most possessions in the process? This isn’t a fantasy – it’s federal law.
5 "Bankruptcy Myths" That Keep People Trapped in Tax Debt
- “I’ll Lose Everything I Own”: REALITY: Most of our clients keep all their major assets. Bankruptcy law provides generous exemptions that protect your home, vehicles, retirement accounts, and personal belongings.
- “Tax Debt Can’t Be Discharged”: REALITY: Many tax debts CAN be eliminated through bankruptcy, particularly if they’re from returns filed more than 3 years ago.
- “My Credit Will Be Ruined Forever”: REALITY: Most clients see their credit scores begin recovering within 1-2 years, often ending up higher than when they were struggling with tax debt.
- “Everyone Will Know”: REALITY: Unless you’re a public figure, your bankruptcy remains private. Most people never know unless you tell them.
“I’ll Never Get a Loan Again”: REALITY: Many of our clients qualify for mortgages and car loans within 2-4 years of bankruptcy, often with better terms than they had while struggling with tax debt.
The "Asset Protection Guarantee" Most Tax Relief Firms Won't Make
Before recommending bankruptcy, we perform a detailed analysis to ensure:
- Your home stays protected
- Your vehicles remain yours
- Your retirement accounts stay untouched
- Your personal belongings stay where they belong – with you
The Little-Known "Tax Debt Discharge Rules" That Could Set You Free
Your taxes might be dischargeable if:
- The tax returns were due more than 3 years ago
- The taxes were assessed more than 240 days ago
- You filed your returns at least 2 years ago
- There was no fraud or willful evasion
Dedicated to Our Clients’ Success
WARNING: Don't File Bankruptcy Without Checking ALL Your Options
While bankruptcy can be a powerful tool for tax relief, it’s just one of many strategies we use. Here’s our promise:
- We’ll analyze ALL possible solutions
- We’ll show you exactly what you’ll keep
- We’ll calculate the exact tax debt you can discharge
- We’ll never recommend bankruptcy unless it’s truly your best option
"But What About My Business and Career?"
We hear this concern often. Here’s what you need to know:
- Most professional licenses are unaffected
- You can still be self-employed or own a business
- Many employers never know about your filing
- Your current job is protected by federal law
The 60-Second "Bankruptcy Qualifier" Test
Want to know if bankruptcy might work for your tax debt? Ask yourself:
- Are your tax debts more than 3 years old?
- Did you file all required returns?
- Are you being honest about your assets and income?
🔹 Take Action Now: Get your free bankruptcy analysis today. We’ll show you exactly what debts you can eliminate and what assets you’ll keep.
BONUS: "What If Bankruptcy Isn't Right for Me?"
Remember: Bankruptcy is just one tool in our arsenal. During your consultation, we’ll explore ALL available options:
- Offers in Compromise
- Installment Agreements
- Partial Pay Installment Agreements
- Audit Reconsideration
- And many more strategies
The key is finding the right solution for YOUR specific situation. Let us show you ALL your options.