Bankruptcy

The Truth About the IRS's "Fresh Start" Bankruptcy Program They Don't Advertise

Forget everything you’ve heard about bankruptcy. What if I told you that not only can certain tax debts be completely eliminated through bankruptcy, but you could keep your house, cars, and most possessions in the process? This isn’t a fantasy – it’s federal law.

5 "Bankruptcy Myths" That Keep People Trapped in Tax Debt

“I’ll Lose Everything I Own”: REALITY: Most of our clients keep all their major assets. Bankruptcy law provides generous exemptions that protect your home, vehicles, retirement accounts, and personal belongings.
“Tax Debt Can’t Be Discharged”: REALITY: Many tax debts CAN be eliminated through bankruptcy, particularly if they’re from returns filed more than 3 years ago.
“My Credit Will Be Ruined Forever”: REALITY: Most clients see their credit scores begin recovering within 1-2 years, often ending up higher than when they were struggling with tax debt.
“Everyone Will Know”: REALITY: Unless you’re a public figure, your bankruptcy remains private. Most people never know unless you tell them.

“I’ll Never Get a Loan Again”: REALITY: Many of our clients qualify for mortgages and car loans within 2-4 years of bankruptcy, often with better terms than they had while struggling with tax debt.

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   Derick Carpenay 
 
 
 
 Trustindex verifies that the original source of the review is Google. Mr. Irby is an awesome attorney. I had just had my second child and I was in a terrible place financially. His help lifted a heavy burden. He explained the process clearly, gave me clear instructions on walhat I needed to do. Any questions I had were quickly answered by him and his office. My bankruptcy just ended and I am thankful to have worked with you. God bless you!
  
 
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   Robert Perez 
 
 
 
 Trustindex verifies that the original source of the review is Google. Jeff is THE BEST ATTORNEY I have ever had the pleasure to represent me. I was in crisis and he took the burden off my shoulders, he walked me through each step of the process and used every day terms that I could understand easily. He then did all the work and the talking for me. I would work again with him in a heartbeat
  
 
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   trinity sutton 
 
 
 
 Trustindex verifies that the original source of the review is Google. Jeff is a Great Attorney. Thank you for all of your help.
  
 
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   Pam Asmakis 
 
 
 
 Trustindex verifies that the original source of the review is Google. He was extremely helpful, kind and nonjudgmental, which I truly appreciated during the time I was with him.  He led me through the process with ease and professionalism and would highly recommend Jeffrey Irby to anyone who is facing a tough financial time.
  
 
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   Mary Jackson 
 
 
 
 Trustindex verifies that the original source of the review is Google. Mr Irby is a very good Attorney! He helps you take care of business, he cares about his clients.
  
 
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   Brian Pierce 
 
 
 
 Trustindex verifies that the original source of the review is Google. A man of integrity and that’s hard to find , I’d recommend him for whatever your needs
  
 
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   Ricky Paschal 
 
 
 
 Trustindex verifies that the original source of the review is Google. Thank you Mr. Irby for all your help during a very hard time in my life.  Mr. Irby done a GREAT JOB...  and I really appreciate him and recommend him...!!!!