Currently Not Collectible
The IRS's "Financial Hardship" Program That Can Freeze Collections Today (Even If You Owe Thousands)
Living paycheck to paycheck with the IRS breathing down your neck? There’s a powerful program called Currently Not Collectible (CNC) status that could stop all IRS collection actions immediately – without requiring you to make a single payment.
What the IRS Won't Tell You About Their "Pause Button" Program
- Complete Collection Freeze: No more wage garnishments, bank levies, or threatening letters. The IRS must stop all collection activities while you’re in CNC status.
- Zero Payment Required: Unlike payment plans or settlements, CNC status means exactly what it says – you pay nothing while under protection.
Potential Tax Freedom: If you maintain CNC status until the 10-year collection deadline (CSED), those taxes legally expire forever.
The "Financial Hardship Shield": Do You Qualify?
Our experts analyze your situation against specific IRS criteria:
- Income Evaluation: We compare your income to IRS-approved living expenses for your county. Living paycheck to paycheck? You might qualify.
- Expense Analysis: The IRS allows certain standard living expenses. We’ll help maximize your allowable expenses within IRS guidelines.
Asset Assessment: Having assets doesn’t automatically disqualify you. We know how to properly present your financial situation to the IRS.
WARNING: The "DIY Danger" of Currently Not Collectible Status
Attempting to get CNC status on your own is risky because:
- Documentation Pitfalls: One wrong number on your financial statements can disqualify you instantly
- Expense Classification: The IRS has strict rules about what expenses count – and they’re not obvious
- Review Triggers: Certain patterns in your financial data can trigger extra IRS scrutiny
- Future Protection: Without proper setup, the IRS might review your status more frequently than necessary
Dedicated to Our Clients’ Success
The "Protection Path": Our Strategic Approach
We don’t just file for CNC status – we build a protective shield:
- Financial Analysis: We review every aspect of your finances to ensure you truly qualify
- Documentation Preparation: We prepare all financial statements exactly how the IRS wants to see them
- Strategic Presentation: We know how to present your case to maximize chances of approval
- Future Planning: We help plan for periodic reviews to maintain your protected status
"But What About My Future Finances?"
We understand the concerns about living under strict financial limits. That’s why we:
- Monitor your 10-year collection deadline
- Look for opportunities to transition to better solutions
- Help plan for financial improvements without risking your status
- Keep other tax relief options ready if your situation improves
The 30-Second "CNC Qualifier"
You might qualify if:
- Your monthly income barely covers basic living expenses
- You’re facing financial hardship
- You have limited or no disposable income
- Your expenses fall within IRS standards for your area
🔹 Take Action Now: Get your free CNC qualification analysis. We’ll show you if you qualify and what it takes to maintain protection.
BONUS: "What If I Don't Qualify for CNC?"
Remember: CNC status is just one tool we use. If you don’t qualify, we have multiple other strategies to handle your tax debt:
- Installment Agreements
- Partial Pay Installment Agreements
- Offers in Compromise
- And many other solutions
Let us show you ALL your options for tax relief – not just CNC status.