Currently Not Collectible

The IRS's "Financial Hardship" Program That Can Freeze Collections Today (Even If You Owe Thousands)

Living paycheck to paycheck with the IRS breathing down your neck? There’s a powerful program called Currently Not Collectible (CNC) status that could stop all IRS collection actions immediately – without requiring you to make a single payment.

What the IRS Won't Tell You About Their "Pause Button" Program

Complete Collection Freeze: No more wage garnishments, bank levies, or threatening letters. The IRS must stop all collection activities while you’re in CNC status.
Zero Payment Required: Unlike payment plans or settlements, CNC status means exactly what it says – you pay nothing while under protection.

Potential Tax Freedom: If you maintain CNC status until the 10-year collection deadline (CSED), those taxes legally expire forever.

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   Derick Carpenay 
 
 
 
 Trustindex verifies that the original source of the review is Google. Mr. Irby is an awesome attorney. I had just had my second child and I was in a terrible place financially. His help lifted a heavy burden. He explained the process clearly, gave me clear instructions on walhat I needed to do. Any questions I had were quickly answered by him and his office. My bankruptcy just ended and I am thankful to have worked with you. God bless you!
  
 
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   Robert Perez 
 
 
 
 Trustindex verifies that the original source of the review is Google. Jeff is THE BEST ATTORNEY I have ever had the pleasure to represent me. I was in crisis and he took the burden off my shoulders, he walked me through each step of the process and used every day terms that I could understand easily. He then did all the work and the talking for me. I would work again with him in a heartbeat
  
 
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   trinity sutton 
 
 
 
 Trustindex verifies that the original source of the review is Google. Jeff is a Great Attorney. Thank you for all of your help.
  
 
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   Pam Asmakis 
 
 
 
 Trustindex verifies that the original source of the review is Google. He was extremely helpful, kind and nonjudgmental, which I truly appreciated during the time I was with him.  He led me through the process with ease and professionalism and would highly recommend Jeffrey Irby to anyone who is facing a tough financial time.
  
 
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   Mary Jackson 
 
 
 
 Trustindex verifies that the original source of the review is Google. Mr Irby is a very good Attorney! He helps you take care of business, he cares about his clients.
  
 
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 Trustindex verifies that the original source of the review is Google. A man of integrity and that’s hard to find , I’d recommend him for whatever your needs
  
 
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   Ricky Paschal 
 
 
 
 Trustindex verifies that the original source of the review is Google. Thank you Mr. Irby for all your help during a very hard time in my life.  Mr. Irby done a GREAT JOB...  and I really appreciate him and recommend him...!!!!

The "Financial Hardship Shield": Do You Qualify?

Our experts analyze your situation against specific IRS criteria:

Income Evaluation: We compare your income to IRS-approved living expenses for your county. Living paycheck to paycheck? You might qualify.
Expense Analysis: The IRS allows certain standard living expenses. We’ll help maximize your allowable expenses within IRS guidelines.

Asset Assessment: Having assets doesn’t automatically disqualify you. We know how to properly present your financial situation to the IRS.

WARNING: The "DIY Danger" of Currently Not Collectible Status

Attempting to get CNC status on your own is risky because:

Documentation Pitfalls: One wrong number on your financial statements can disqualify you instantly
Expense Classification: The IRS has strict rules about what expenses count – and they’re not obvious
Review Triggers: Certain patterns in your financial data can trigger extra IRS scrutiny
Future Protection: Without proper setup, the IRS might review your status more frequently than necessary

Dedicated to Our Clients’ Success

The "Protection Path": Our Strategic Approach

We don’t just file for CNC status – we build a protective shield:

Financial Analysis: We review every aspect of your finances to ensure you truly qualify
Documentation Preparation: We prepare all financial statements exactly how the IRS wants to see them
Strategic Presentation: We know how to present your case to maximize chances of approval
Future Planning: We help plan for periodic reviews to maintain your protected status

"But What About My Future Finances?"

We understand the concerns about living under strict financial limits. That’s why we:

Monitor your 10-year collection deadline
Look for opportunities to transition to better solutions
Help plan for financial improvements without risking your status
Keep other tax relief options ready if your situation improves

The 30-Second "CNC Qualifier"

You might qualify if:

Your monthly income barely covers basic living expenses
You’re facing financial hardship
You have limited or no disposable income
Your expenses fall within IRS standards for your area

🔹 Take Action Now: Get your free CNC qualification analysis. We’ll show you if you qualify and what it takes to maintain protection.

BONUS: "What If I Don't Qualify for CNC?"

Remember: CNC status is just one tool we use. If you don’t qualify, we have multiple other strategies to handle your tax debt:

Installment Agreements
Partial Pay Installment Agreements
Offers in Compromise
And many other solutions

Let us show you ALL your options for tax relief – not just CNC status.